Ridesharing with Uber has transformed transportation. By simply using the Uber app, a ride is available at your fingertips, making it incredibly convenient. However, with convenience comes risks. Collisions can occur, and when they do, passengers may suffer injuries.

We will cover the most common injuries in Uber-related accidents, who may be liable for damages, as well as the legal process for compensation.

Typical Injuries in Uber Accidents

When riding in an Uber, many different types of injuries, especially if the driver is involved in an accident. Some of the most common injuries that occur include:

Whiplash: Whiplash often results from rear-end crashes, resulting in pain and stiffness. The symptoms may take time to surface.

Fractures: Broken bones are common in severe crashes. They may need surgery or prolonged recovery time.

Concussions and Brain Trauma: Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.

Spine Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These types of injuries often need extensive medical intervention.

Muscle Tears and Ligament Damage: Muscle injuries, including sprains and tears, often occur. Even though they might seem minor, they cause substantial pain.

Deep Cuts and Wounds: Shattered glass or other debris from an accident may lead to severe cuts. Such cuts may need immediate medical attention, including surgery.

Determining Liability in Uber Injury Cases

Liability in Uber-related accidents can be complicated. Multiple parties might share the blame for an accident. The responsible party could be the Uber driver, another vehicle, or someone else.

Uber’s Driver: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.

Other Drivers: If another vehicle was at fault, their driver could be liable for the accident.

Uber’s Liability: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber offers up to $1 million in liability coverage during active rides.

Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. Liability could extend beyond drivers, requiring investigation into other causes.

Uber’s Insurance Policy for Riders

The amount of insurance Uber provides depends on when the accident happens. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.

No App Usage: If the driver is not using the Uber app, their personal insurance applies.

Driver Available for Rides: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.

Driver Picking Up more info or Transporting Passengers: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.

Filing a Legal Claim After an Uber Accident

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. The legal process can help victims recover lost wages, medical expenses, and damages.